Information in respect of the CPIOs &

Disclosures in Pursuance of Section

4(1)(b) of the RTI Act,2005

Information In Respect of the CPIOs and Appellate Authority in Our Bank

Sr.No Office/Particulars CPIO Appellate Authority
1 Information sought from Head Office, Rajkot
Name Shri R K VYAS Shri S.SATYANARAYANA RAO
Designation AGM Chairman
Address Saurashtra Gramin Bank,
Wing-2, First Floor, 
LIC, Jeevan Prakash Building, 
Tagore Road, Rajkot - 360001
Saurashtra Gramin Bank,
Wing-2, First Floor, 
LIC, Jeevan Prakash Building, 
Tagore Road, Rajkot - 360001
Telephone No. 0281-2482421/22 0281-2482421/22
Fax No. 0281-2482421 0281-2482421
2 Information sought from branches of Regional Office - I
Name Shri J F ZALAVADIA Shri R J VIRAMGAMA
Designation Manager-Operation Regional Manager
Address Saurashtra Gramin Bank,
4th Floor, Silver Plaza,  
7,  Patel Colony,  Bedi Bandar
Jamnagar - 361008
Saurashtra Gramin Bank,
4th Floor, Silver Plaza,  
7,  Patel Colony,  Bedi Bandar
Jamnagar - 361008
Telephone No. 0288-2711662 0288-2711661
Fax No. 0288-2711661 0288-2711661
3 Information sought from branches of Regional Office - II
Name Shri R.N.PARMAR Shri V D DAVE
Designation Manager-Operation Regional Manager
Address Saurashtra Gramin Bank,
Region Office, R-II, 
Rudrax Complex, 
First Floor, 
Above Hundai Show Room, 
Vadhavan Road, 
Surendranagar - 363035
Saurashtra Gramin Bank,
Region Office, R-II, 
Rudrax Complex, 
First Floor, 
Above Hundai Show Room, 
Vadhavan Road, 
SURENDRANAGAR - 363035
Telephone No. 02752-242346 02752-242131
Fax No. 02752-242132 02752-242132
4 Information sought from branches of Regional Office - III
Name Shri V S KANERIA Shri V M Jadav
Designation Manager-Operation Regional Manager
Address Saurashtra Gramin Bank,
Regional Office,
Raj Rajeshwari Complex,
Timbavadi Bypass,
Opp. BAPS Gate,  Junagadh - 362001
Saurashtra Gramin Bank,
Regional Office,
Raj Rajeshwari Complex, 
Timbavadi Bypass,
Opp. BAPS Gate, Junagadh - 362001
Telephone No. 0285-2670520 0285-2670549
Fax no. 0285-2670549 0285-2670549
5 Information sought from branches of Regional Office - IV
Name Shri J K CHUDASAMA Shri Y G GOHIL
Designation Manager-Operation Regional Manager
Address Saurashtra Gramin Bank,
Second Floor, Above Dave Sweet,
Opp. Madhav Complex, Shashtrinagar
Bhavnagar-364001
Saurashtra Gramin Bank,
Second Floor, Above Dave Sweet,
Opp. Madhav Complex, Shashtrinagar
Bhavnagar-364001
Opp. BAPS Gate, Junagadh - 362001
Telephone No. 0278-2512402 0278-2512401
Fax no. -- --
6 Information sought from branches of Regional Office - V
Name Shri H B MENDAPARA Shri J L MEHATA
Designation Manager-Operation Regional Manager
Address Saurashtra Gramin Bank,
Second Floor, Viral Heights,
Ayodhya chowk, 150ft. Ring Road,
Rajkot 360006
Saurashtra Gramin Bank,
Second Floor, Viral Heights,
Ayodhya chowk, 150ft. Ring Road,
Rajkot 360006
Telephone No. 0281-2966050 0281-2966070
Fax no. -- --
7 Information sought from Regional Office - I
Name Shri R J VIRAMGAMA Shri S.SATYANARAYANA RAO
Designation Regional Manager Chairman
Address Saurashtra Gramin Bank,
4th Floor, Silver Plaza,
7, Patel Colony, Bedi Bandar, 
Jamnagar - 361008
Saurashtra Gramin Bank,
Wing-2, First Floor,
LIC, Jeevan Prakash Building, 
Tagore Road, Rajkot - 360001
Telephone No. 0288-2711661 0281-2482421/22
Fax No. 0288-2711661 0281-2482421
8 Information sought from Regional Office - II
Name Shri V D DAVE Shri S.SATYANARAYANA RAO
Designation Regional Manager Chairman
Address Saurashtra Gramin Bank,
Region Office, R-II, 
Rudrax Complex, 
First Floor, 
On the Hundai Show Room, 
Vadhavan Road, 
Surendranagar - 363035
Saurashtra Gramin Bank,
Wing-2, First Floor, 
LIC, Jeevan Prakash Building, 
Tagore Road, 
Rajkot - 360001
Telephone No. 02752-242131 0281-2482421/22
Fax No. 02752-242132 0281-2482421
9 Information sought from Regional Office - III
Name Shri K C MORE Shri S.SATYANARAYANA RAO
Designation Regional Manager Chairman
Address Saurashtra Gramin Bank,
Regional Office,
Raj Rajeshwari Complex,
Timbavadi Bypass, Opp. BAPS Gate,
Junagadh - 362001
Saurashtra Gramin Bank,
Wing-2, First Floor, 
LIC, Jeevan Prakash Building, 
Tagore Road,  Rajkot - 360001
Telephone No. 0285-2670549 0281-2482421/22
Fax No. 0285-2670549 0281-2482421
10 Information sought from Regional Office - IV
Name Shri Y G GOHIL Shri S.SATYANARAYANA RAO
Designation Regional Manager Chairman
Address Saurashtra Gramin Bank,
Second Floor, Above Dave Sweet,
Opp. Madhav Complex, Shashtrinagar,
Bhavnagar-364001
Saurashtra Gramin Bank,
Wing-2, First Floor, 
LIC, Jeevan Prakash Building, 
Tagore Road,  Rajkot - 360001
Telephone No. 0278-2512401 0281-2482421/22
Fax No. -- 0281-2482421
11 Information sought from Regional Office - V
Name Shri J L MEHATA Shri S.SATYANARAYANA RAO
Designation Regional Manager Chairman
Address Saurashtra Gramin Bank,
Second Floor, Viral Heights,
Ayodhya chowk, 150ft. Ring Road,
Rajkot 360006
Saurashtra Gramin Bank,
Second Floor, Viral Heights,
Ayodhya chowk, 150ft. Ring Road,
Rajkot 360006
Telephone No. 0281-2966050 0281-2966070
Fax No. -- 0281-2482421

Disclosures in Pursuance of Section 4(1)(b) of the RTI Act,2005

Section 4 (1) (b) (i) Functions and Duties Public can refer to the sections ‘About Us’ and ‘Organisational structure’ in the Bank's website and the ‘RRB Act 1976’ regarding relevant information.
Section 4 (1) (b) (ii) Powers and duties of its officers and employees. All the officers have certain financial powers and administrative powers depending upon their positions. The delegation of financial powers of various grades of officials as decided by the Competent Authorities which are revised from time to time, depending upon the Government / RBI/NABARD /Sponsor Bank guidelines and also the organization's requirement. The concerned sanctioning authority takes an appropriate decision on merits of each matter related to sanction a loan or otherwise on merits of each proposal.
Section 4 (1) (b) (iii) The procedure followed in the decision making process, including channels of supervision and accountability. There is a well-defined system in the Bank regarding the decision making process. Financial decisions are taken at various levels by different officials depending upon their positions and also through committee approach. Asset Management Hubs (AMH) are formed at certain centres for sanction of various loan proposals other than template loans. Branches will source the applications and forward them to the respective AMH, for their consideration. Further, there is a well-defined organisational structure and a clear system of accountability and control system, which also takes into account the Government/NABARD RBI / CVC guidelines.
Section 4 (1) (b) (iv) The norms set by the SAURASHTRA GRAMIN BANK, for the discharge of its functions. The Bank functions with the following core values / norms;
  • Excellence in customer service
  • Profit orientation
  • Fairness in all dealing and relation
  • Risk taking and innovation
  • Integrity
  • Transparency and discipline in policies and systems.
  • Regarding the core functions of the Bank i.e. accepting deposits and sanction of loans, the interest rates for deposits / advances and different deposit as well as loan products, are displayed in the Bank's website and also made available at all the Branches. Regarding sanction of loans, each officer of the Bank will consider loan proposals and take a decision in terms of the scheme of delegation of powers, on the merits of the proposals. All the officers of the Bank are expected to discharge their duties and responsibilities with integrity and due diligence. Public can also refer to the captions 'Interest rates', & ‘products and services' of the Bank's website for any further information. They can also refer to the ‘Downloads’ captions of the Bank's website, for detailed information on policies and different Government Schemes.
    Section 4 (1) (b) (v) The Rules And Regulations, Manuals, Instructions,& Records held by the Bank/ Used By its Employees for discharging its functions There are quite a number of documents like manuals, dedicated portal for staff for e-circulars, scheme of delegation of powers, proceedings of the board etc. and also the periodical circulars used by the employees for discharging various functions.
    Section 4 (1) (b) (vi) A statement of the categories of various documents that are held by the bank or under its control. These are mainly register of Shareholders/Record of the proceedings of the Board Meetings and various Committee meetings, documents executed by customers/ borrowers/ guarantors, contracts with third parties etc, which are kept in the custody of concerned departments/branches as per defined record retention norms in vogue.
    Section 4 (1) (b) (vii): The particulars of any arrangement that exists for consultation with, or representation by, the members of the public in relation to the formulation of its policy or implementation thereof in SGB. Public can also refer to the various sections like financial results / annual report of the Bank's website, for further information. General Public can submit their enquiries/feedback or Complaints online through write to us section of the Bank's website.
    Section 4 (1) (b) (viii) Committees & other bodies consisting of two or more persons…. Whether meetings are open to public.
  • Investment Committee
  • Risk Management Committee
  • Fraud Monitoring Committee
  • Customer Service Committee
  • Asset Liability management Committee
  • Purchase Committee
  • Premises Committee
  • Preventive Vigilance committee
  • Internal Advisory Committee
  • Public are not entitled to participate on the above committee meetings and minutes are not accessible to public. Public can also refer to the various sections like financial results / annual report of the Bank's website, for further information.
    Section 4 (1) (b) (ix): A Directory of Officers And Employees of the Bank. The directory of Officers and Employees of the Bank including details of monthly remuneration received by each of them along with the system of compensation are published in the Bank's website, under the "Right to Information Act for reference by public.
    Section 4 (1) (b) (x) The monthly remuneration received by each of its officers and employees, including the system of compensation as provided in its regulations of Saurashtra Gramin Bank. The directory of Officers and Employees of the Bank including details of monthly remuneration received by each of them along with the system of compensation are published in the Bank's website, under the "Right to Information Act for reference by public.
    Section 4 (1) (b) (xi) The budget allocated to each of its agency, indicating the particulars of all plans proposed expenditures and reports on disbursements made. There are no plans and budgets for expenditure of public money and disbursements and the provision is not applicable to SGB.
    Section 4 (1) (b) (xii) The manner of execution of subsidy programmes, including the amounts allocated and the details of beneficiaries of such programmes. There are no subsidy programmes or plans for lending activities as a whole, except for targets for priority sector lending. There are different schemes for advances of the Bank which are already available in the Bank's website.
    Section 4 (1) (b) (xiii) Particulars of recipients of concessions permits or authorizations granted by it There are no programmes in the Bank for grant of concessions/ permits/ authorization etc. and there is no material in the Bank relevant to this provision.
    Section 4 (1) (b) (xiv) Details in respect of the information, available to or held by sbi, reduced in an electronic form. All the general information regarding deposits, advances and other services offered by the Bank are already available at our website sgbrrb.org of the Bank. Public may refer to our website sgbrrb.org regarding necessary information.
    Section 4 (1) (b) (xv) The particulars of facilities available to citizens for obtaining information, including the working hours of a library or reading room, if maintained for public use in SGB. The list of toll free numbers / telephone numbers has already been published our website sgbrrb.org. The public can approach the nearest CAPIOs for any further information. Public can also refer our website sgbrrb.org for getting detailed information.
    Section 4 (1) (b) (xvi) The names, designations and other particulars of the public information officers Public can refer our website sgbrrb.org for getting detailed information.

    Constitution and Composition of Internal Committee for Prevention of Sexual Harassment of Women at Workplace

    No Name Place of work/address Designation Post in the committee
    1 Ms. V.S.Makwana Kothariya Road Branch Deputy Manager Presiding Officer
    2 Ms. N.K.Kalariya Rajkot SSI Branch Assistant Manager Member
    3 Ms. H.G.Jakhariya Raiya Road Branch Office Assistant Member
    4 Dr. Purviben P. Soneji Rajkot Assistant Professor Member(Outside)
    5 Dr. Sonalben Faldu Rajkot Principal, High School Member(Outside)
    6 Shri K N Dave Head Office CM (HOD-PER) Member
    7 Shri R K Vyas Head Office AGM (HOD-FI) Member
    Contact Number of HOD-PER: 9727339000

    Contact Number of Presiding Officer: 9726364477

    Email ID for registering online complaint: helpline.hr@sgbrrb.org

    Note:- For details regarding rules/regulations and for further guidance please refer to Bank’s policy on prevention, prohibition and redressal of sexual harassment of women at workplace.