Home Loan Top Up

  • Eligibility
    • Individual with independent having age is over 21 to 70 years who have availed Housing Loan and the account is running.
  • Purpose
    • Any purpose other than speculative.
  • Rate of Interest
    • Interest rate starts from 9.80% (Card rate of Housing loan +1%) on the basis of CIBIL Report score, LTV Ratio and profile of the borrower.
  • Repayment Period
    • Maximum repayment period upto 25 years
  • Proposal Processing Charge
    • At present it is 0.50% of loan amount.
  • Max.Loan
    • Rs. 25.00 Lakh
  • Security
    • Extension of Equitable Mortgage of Property for which housing loan availed.
    • Post Dated Cheques
    • Check – off facility for salaried person
    • Third party guarantee for delayed mortgage.