Important Announcement
Inspection Charges
Inspection Charges
Particular Exsiting Revised
INSPECTION CHARGES:

(i) All govt. sponsored application excepts PMEGP & GGRC : NIL

(ii) Loans up to Rs. 25000/-  :- Rs. 100/- 
(iii) Over Rs. 25,000/-& up to Rs. 2 lac - Rs.500/- p.a.
(iv) Above Rs.2 lac to Rs.5 Crore :- Rs.500 per lac p.a for inspection within same municipal limits with maximum of Rs. 12000/- p.a.
For outstation inspection, actual charges + 25% subject to minimum Rs. 12000/- p.a

(v) Above Rs. 5 Crore :- Actual charges + 25% (Subject to minimum Rs. 12000/- p.a)

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 Two Wheeler, Three Wheeler, Car Loan & SRTO

Up to Rs. 25000/- :- Rs.100/-    , Above Rs. 25000/-  :- Rs. 500/- per lac  

 (i) All govt. sponsored application excepts PMEGP & GGRC : NIL

(ii) Loans up to Rs. 25000/- :- NIL
(iii) Over Rs. 25,000/-& up to Rs. 2 lac - Rs.600/- p.a.
(iv) Above Rs.2 lac to Rs.5 Crore :- Rs.600 per lac p.a for inspection within same municipal limits with maximum of Rs. 15000/- p.a.
For outstation inspection, actual charges + 25% subject to maximum Rs. 15000/- p.a 

(v)Above Rs. 5 Crore :-  25% Subject to maximum Rs. 20000/- p.a + Actual cahrges

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Two Wheeler, Three Wheeler, Car Loan & SRTO

Up to Rs. 25000/- :- NIL ,    Above Rs. 25000/- :- Rs. 600/- per lac

Non-submission of audited balance sheet For limits above Rs. 25 lac Rs. 1200/- per month, if not submitted within 6 to 8 months of year end. For limits above Rs. 25 lac Rs. 2000/- per month each financial year, if not submitted by end of October every year.
Non submission of stock statement Rs. 200/- if not submitted within 7 days of due date. Rs. 300/- if not submitted within 7 days of due date
Inland BGs - Performance guarantees as well as financial guarantees

(i) Up to Rs.5 cr. - 2.75% p.a.
(ii) Portion above Rs.5 cr. & Up to Rs.10 cr. - 2.25% p.a.
(iii) Portion above Rs.10 cr.-1.75% p.a.


Plus Rs.250/- in each case as handling charges.
 

(i) Up to Rs.5 cr. - 3% p.a.
(ii) Portion above Rs.5 cr. & Up to Rs.10 cr. - 2.25% p.a.
(iii) Portion above Rs.10 cr.-1.75% p.a.
Plus Rs.250/- in each case as handling charges.
 
Minimum guarantee Commission Rs.400/- Rs. 500/-
NSC KVP Loans Rs. 100/- one time lien charge Rs. 100/- one time lien charge
• Minimum period 01 month and fraction of the month will be treated as full month. For BGs with 100% cash margin – 25% of the applicable charge to be recovered.
Note : (1) Actual out of pocket expenses to be recovered in all cases.
(2) Charges for services, not enumerated above, will continue as extant
(3) Service Charges above are inclusive of Service Tax.
(4) These revised service charges are for advance related services (other than "P" segment advances).
(5) Loan processing charge is to be recovered from CC, OD & Demand loan account whereas upfront fee is to be recovered for TL accounts.