Important Announcement
Commitment Charges
Commitment Charges
Working Capital (WC)  Existing  Revised
For all fund based limit irrespective of size of the loan 0.25% p.a. on the entire unutilized portion if average utilisation is 60% or less. 0.50% p.a. on the entire unutilized portion if average unutilized is 60% or less.
  To be levied half yearly To be levied half yearly
Term Loans For all term loans (Irrespective of WC limits) 1.20% for delayed draw down beyond 2 months. 1.20% for delayed draw down beyond 2 months from the date of sanction and total period of draw down not to exeed projections.
• Exemptions (WC) – Limits to sick/weak  units, export credit, purchase/ discounting of bills, against bills for collection, to commercial banks/FIs/Co-op. banks/LDBs, pre-sanctioned lines of credit and standby line of credit.