Important Announcement
Advances Related Services
ADVANCES RELATED SERVICES: C&I, SIB & AGL SEGMENTS
(OTHER THAN 'P' SEGMENT)
ITEM SERVICE CHARGES (INCLUSIVE OF SERVICE TAX)
EXISTING REVISED (In line with SBI)
Loan Processing Charges (Applicable to CC, OD & DL)

Fund based + Non-fund based limits
Up to Rs.25,000/-   - 100/-

 Above Rs. 25,000/- but up to Rs. 2 Lac- Rs. 500/-

Above Rs. 2 lac but up to Rs. 1 cr. Rs. 500/- per lac

Above Rs. 1 crore - Rs. 400/ per lac   Min.50000/- Max. Rs.20 lac
(To be charged on adhoc limits also)

Fund based + Non-fund based limits.
Up to Rs.25,000/- Nil

Above Rs. 25,000/- but up to Rs. 2 Lac- Rs. 600/-

Above Rs. 2 lac but up to Rs. 1 cr. Rs. 750/- per lac

Above Rs. 1 cr. - Rs. 500/ per lac – Min. 50000/- Max. Rs. 20 lac
(To be charged on adhoc limits also)

(i) No processing charge to be recovered on loans against our own deposits.
(ii) In loan against Govt. securities, NSCs, KVPs, IVPs, IVPs etc. Rs. 100/- per loan account as administrative charge.
(iii) 25% of processing charges will be recovered up-front irrespective of sanction of limits.
(iv) Processing chargers are not applicable for term loans as upfront fee will be recovered.
(v) The charges are to be recovered at the time of initial processing as well as each renewal.
(vi) Where account could not be renewed in time due to delayed submissions of data by the borrower, the charge is to be recovered for continuing the advance.
(vii) In respect of PMRY/SGSY and other Govt. sponsored schemes, recovery of service charges will be in accordance with the terms of the scheme.