Important Announcement
Charges on Deposit
BASIC SERVICES RELATING TO DEPOSIT ACCOUNTS (ALL SEGMENTS)

Sr. No.

ITEM

SERVICE CHARGE (INCLUSIVE OF SERVICE TAX) AT ALL BRANCHES IRRESPECTIVE OF LOCATION

1

Issue of MICR cheque-SB

Rs. 3.00 per cheque leaf and 25 leaves free in a year
(Other than Multi City cheque Book)

2

Issue of non-MICR cheque-SB

Rs. 3.00 per cheque leaf and 25 leaves free in a year
(Other than Multi City cheque Book)

3

Issue of MICR cheque-CA

Rs. 4.00 per cheque leaf and 25 leaves free in a year

4

Issue of non MICR cheque-CA

Rs. 3.00 per cheque leaf and 25 leaves free in a year

5

Issue of pass book/Balance certificate

Issue of Pass Book/Statement:-NIL Issue of Balance Certificate. Rs.100/-

6

Duplicate pass book/Statement

With latest balance Rs.125/- (Rs.125/- per ledger folio (30 entries) for previous entries)additional

7

Stop Payment instruction

Rs.100/- per instrument up to 3 leaves.
Range of cheques-Rs.200/-

8 Account closure before 12 months Individuals Rs.250/-
Companies Rs.2000/-
9 Cheque returned charges cheques drawn on us

For Cheque up to Rs.1lac - Rs. 150/-  + other bank charges if any(for insufficient balance), 

For Cheque above Rs.1lac - Rs. 250/- + other bank charges if any(for insufficient balance),

Rs.100/- + other bank charges if any (for technocal reasons)  

10 Cheques/bills deposited returned unpaid-Local

For Cheque up to Rs.1lac - Rs. 150/- + other bank charges if any(for insufficient balance),

For Cheque above Rs.1lac - Rs. 250/- + other bank charges if any(for insufficient balance),

Rs.100/- + other bank charges if any (for technocal reasons)

11 Cheques sent for collection (OBC/IBC)
i) Up to Rs.10000 Rs.75
ii) > Rs.10000 up to Rs.100000 Rs.150
iii) >Rs.100000 and above Rs.200
* (Including Postal Charges)
12 Collection of bills/cheque purchased
i) Up to Rs.5000       Rs.60
ii) > Rs.5000 up to Rs.10000 Rs.100
iii) >Rs.10000 Rs.7 per thousand  Min 100 Max. 15000 + out of pocket exp.

13

 

DD purchase Outstation cheque Interest @50 paise % + collection charges + out of pocket expenses. In case of cheques returned unpaid interest at 16% p.a. after adjusting the amount collected @50 paise%.
14 Cheques/Bills deposited returned unpaid outstation Rs.250/- + other bank charges if any
15 Minimum balance Service Charges: (Less than required minimum balance any time during the quarter)
Charge Per Quarter Rural Urban/
Semi Urbanl
SB Rs.100 Rs.200
Per Quarter
(At all
centres)
Individual A/c. Other A/c.
CD Rs.500 Rs.1000
For pension Account 50% of charge No charge for NO FRILL A/c.
16 Inoperative account No service charge if balance in inoperative account is equal to or more than the stipulated minimum balance otherwise Rs.100/- per annum. If the amount is less than Rs.100/- account to be closed and advised to the customer.
17 Charges for excess debit entries in SB A/c Rs.5/- per entry (For entries over 30 per ½ year)-(other than alternate channel)
18 (i) Setting up Standing Instructions (SI). (ii) Processing of SI(other than Bank Transfers) (i) Rs.75/-
(ii) Rs.50/- + remittance charges + postage.
19 Cash handling charges for deposits into CA/CC accounts (applicable at home branch also) Up to one bundle consisting of 10 packet of 100 pieces - NIL, More than one bundle of 10 packets or part thereof irrespective of denomination -Rs.100/- per bundle Max. Rs.10,000/- (Other than 'P' segment customer)
20 Record copy of the cheque Rs.50/-per instance
21 Postal Charges (i) Ordinary -> Rs. 25/-
(ii) Regd/Courier -> Rs.50/-
22 Payment of deposit receipts to another bank. Local: Charges as applicable, to issue of Bankers' cheque Outstation: Charges as applicable to remittances