Important Announcement
Vidya Sahayak


  • As evidenced by 3 months salary slips.
  • Salary disbursed through our Branch.

Rate of Interest

Repayment Period

  • In EMI of 12 to 36 months as per capacity Wishes of the borrower. Total deduction including EMI not to exceed 60% of Salary.
  • Renewal of loans may be considered after 24 Months.

Proposal Processing Charge

  • 2% of Loan Amount.


  • No Margin.

Max & Min Loan:

  • Minimum: 25,000
  • Maximum: 50,000 OR 15 months NMI Whichever is Less


Not Applicable


  • Loan up to Rs. 50,000/-
  • One TPG acceptable to the Bank.
  • 4 Advance Post dated cheques for quarterly EMI.
  • Irrevocable Letter of authority from borrower.
  • Letter from employer accepting borrower's authority letter for payment of salary through our bank.