- Sufficient Cash flows to repay.
- Income Tax returns of 1 to 2 years.
- With Minimum of 2 years standing.
Rate of Interest
- In EMI of 12 to 36 months as per capacity of borrower.
- Renewal of loans may be considered after 24 Months.
Proposal Processing Charge
- 2% of Loan Amount.
- No Margin.
Max & Min Loan:
- Minimum: 30,000
- Maximum: 70,000 OR 1 year's NAI Whichever is Less
- Loan up to Rs. 50,000/-
- One TPG acceptable to the Bank.
- 4 Advance Post dated cheques for quarterly EMI.
- Loan Rs. 50,001/- to 1,00,000/-
- Two TPG acceptable to the Bank.